The term “credit score” is passed around all over the place. From banks, to car dealers, credit cards, even the commercial on TV for freecreditscore.com. But what does it really mean and why do you care? Read More→
Financial - Archived Articles
My Renters Guide to Saving Energy and Saving Some Money!
December
14th,
2011
As a home owner, or an apartment renter, we are all being affected by the increase of utility costs. For some renters, you may not notice the hit, since a majority of apartment complexes cover your gas. For others, you may be struggling trying to re-budget the increase, as well as the seasonal fluctuations. Your utility company may have provided you with some helpful tips on how to cut costs, but now it’s time to start taking the appropriate actions! Read More→
Anyone can fall on hard times. Whether you lost your job, have medical bills to pay, or simply got in over your head with credit card debt, it can be overwhelming to try to dig out on your own. During these times the last thing you want to worry about is the roof over your head. Fortunately there are government housing programs that can help.
There are 3 basic categories for rental assistance.
One of the biggest hurdles to moving can be budgeting for the actual move. Between the first month’s rent, deposits, cost for renting a moving truck or paying someone to move for you, finding someone to pet-sit for you (if necessary), time off of work and the additional gas cost of running to and from your new home with loads of your stuff, there is a lot to account for when trying to budget.
Planning ahead for your move can be quite difficult but very important. Determining how you’re going to move, when you’ll make the move and how you’ll take care of the things, pets and people you care for, can be the most stressful part of a move. Read More→
My Renters Guide to Budgeting for Your First Apartment
November
11th,
2011
Moving out on your own can be a scary endeavor.
We speak from experience when we say that you will encounter some hurdles along the way. One of the biggest of these is money management.
There are many expenses that catch new renters by surprise such as deposits, insurance, utilities, furnishings, laundry and even entertainment. If not planned for, these hurdles can add up quickly and add stress to your life. It can, in some cases, cause significant changes to your independent lifestyle.
One way to help you over the money management hurdle is to have a budget. A budget will help you understand how much money you have and where it needs to go and where it is going. By creating a budget and sticking to it you can better adjust for these unexpected costs in life.
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